1. 2005 New York State Statistical Yearbook (external link) Abstract: This site provides hundreds of easily searchable tables of data to download with statistics about New York State. Some topics include business, employment, criminal justice, housing, education, health, agriculture, and general demographics. Resource Type: Website
2. Banking on the Bottom (internal link) Abstract: A very important article that explores the financial options available to poor people and those living in low-income neighborhoods. It discusses the dual problem that these neighborhoods face with a paucity of banks and an abundance of check cashers and other fringe financial institutions that exploit low income people. Resource Type: Article
3. Community Voices Heard - Student Guide (internal link) Abstract: A semester-long unit about conducting and analyzing community surveys. Students learn about randomization, sampling, and different techniques for data analysis. Can be adapted for any grade, 6 - 12. Resource Type: Curriculum
4. Community Voices Heard - Teacherss Guide (internal link) Abstract: A semester-long unit about conducting and analyzing community surveys. Students learn about randomization, sampling, and different techniques for data analysis. Can be adapted for any grade, 6 - 12. Resource Type: Curriculum
6. Credit Unions vs. Banks (external link) Abstract: This 1-sheet can be used in a classroom to help students understand the key differences between Credit Unions and Banks. Resource Type: Curriculum
7. Economic Justice Maps (external link) Abstract: A series of maps related to economic justice topics, specific to New York City, including maps on banking in poor communities, banking opportunities for immigrants, subprime lenders, check cashers, etc. Resource Type: Website
11. How Do Poor People Bank? (internal link) Abstract: A 2 - 4 day lesson on the banking structures available for poor people. The lesson starts by explaining how traditional banks provide people with interest on savings accounts and then explores how this is flipped on poor people forced to use check cashers, pawn shops, rapid refund loans, etc. Math involved includes percents, interest, compound interest, APR. Resource Type: Curriculum
14. National Credit Union Association (external link) Abstract: Information about Credit Unions from the Government Agency that oversees them. Includes links to local Credit Unions Resource Type: Website
15. Neighborhood Economic Development Advocacy Project (external link) Abstract: NEDAP is a resource and advocacy center that works with community groups to promote financial justice in NYC's low income and of color communities. Website contains maps, editorials, policy and position papers, fact sheets, etc. Resource Type: Website
16. Survey of Retail Bank Services in NY (external link) Abstract: In the fall of 2006, the NY State Banking Department surveyed 43 banks about services they offer to consumers, particularly related to the unbanked and immigrants, and their answers are summarized in this report. Resource Type: Article
17. The Financial Returns to Low-Income Homeownership (external link) Abstract: This paper presents focuses on two central questions: what are the most important reasons why so many low income households do not hold a checking or savings account? Second, to what extent do households with bank accounts also participate in the fringe financial sector, and in what ways are unbanked households connected to the mainstream financial sector? Resource Type: Article
18. The National Data Book, 2007 (external link) Abstract: The Statistical Abstract of the United States, published since 1878, is the authoritative and comprehensive summary of statistics on the social, political, and economic organization of the United States. Resource Type: Data
19. The Secret History of the Credit Card (external link) Abstract: In "Secret History of the Credit Card," FRONTLINE and The New York Times join forces to investigate an industry few Americans fully understand. The website contains the documentary, data, and other information about credit cards. Resource Type: Website